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EZ Baccarat

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Introduction

I first saw EZ Baccarat on July 3, 2004, at the Plaza In Las Vegas, it has gained numerous additional versions and has emerged as a favorite among baccarat enthusiasts.

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Rules

Baccarat follows the well-established rules, with one exception for the Banker bet: (1) all victories yield even payouts, and (2) if the banker achieves a three-card total of 7, the Banker bet results in a push. Additionally, there are two side bets available, namely Dragon 7 and Panda 8, detailed below.

The table below lists the possible results for the Banker bet, using eight decks. The lower right cell indicates a house edge of 1.02%.

Banker Bet

Event Pays Combinations Probability Return
Banker win (except on 3-card 7) 1 2,179,619,555,108,870 0.436064 0.436064
Banker win on 3-card 7 0 112,633,011,329,024 0.022534 0.000000
Tie 0 475,627,426,473,216 0.095156 0.000000
Player wins -1 2,230,518,282,592,250 0.446247 -0.446247
Total 0 4,998,398,275,503,360 1.000000 -0.010183

Dragon 7

A successful Dragon 7 bet occurs when the Banker reaches a three-card total of 7. The accompanying table outlines the likelihood and returns of each outcome with eight decks. The lower right cell reflects a house edge of 7.61%.

Dragon 7

Event Pays Combinations Probability Return
Win 40 112,633,011,329,024 0.022534 0.901353
Loss -1 4,885,765,264,174,340 0.977466 -0.977466
Total   4,998,398,275,503,360 1.000000 -0.076113

Panda 8

A winning Panda 8 bet is contingent on the Player achieving a three-card total of 8. The subsequent table presents the probabilities and potential returns of each scenario with eight decks. The lowest right cell shows a house edge of 10.19%.

Panda 8

Event Pays Combinations Probability Return
Win 25 172,660,763,262,976 0.034543 0.863580
Lose -1 4,825,737,512,240,380 0.965457 -0.965457
Total   4,998,398,275,503,360 1.000000 -0.101876

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